Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years.  From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.

From the 1980s forward, indemnity coverage was replaced by managed care.  Health care providers (physicians and hospitals, etc.) were required to accept and share in the financial risk. It also was more precise in defining the benefits that were covered and introduced wellness and prevention programs.

In the early 2000's employers began using Consumer-Directed Health Plans for both cost-savings and cost-containment. Basically, they are an approach that includes employees (the consumers) in making decisions about their health care.

The purpose of this course is two-fold:
1. To study what Consumer-Directed Health Plans are, how they work, and the pros and cons of owning them; and
2. To explore their prospective marketplaces.

This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. No classroom attendance required. This FL Intermediate CE course is approved for 2hrs of CE credit for all licenses (except 3-20).

Course Provider: OnLine Training Institute
Florida Provider #: 366468
FLDFS Course Approval #: 104236
OLT Course #: INSCE033

Provider Info
Provider Name OnLine Training Institute
Provider # 366468
Course Approval # 104236
Course Info
Satisfies State Requirements Florida
License Type All Licenses (except 3-20 Public Adjusters) as a General Elective course
Course Length 2 hours
Enrollment Length 30 days
Extension Availability Yes, a 30-day extension, for a $49.00 charge, may be requested a maximum of three times and should be requested BEFORE the course expires.
Author/Instructor Larry Hartmann
Course Availability Florida

Write a review

Note: HTML is not translated!
    Bad           Good

2hr all licenses CE - Consumer-Driven Health Care (INSCE033FL2)

  • $22.00


Available Options


Related Products

 8 hr All Licenses CE - Overview of the Health Insurance Industry (INSCE027FL8)

8 hr All Licenses CE - Overview of the Health Insurance Industry (INSCE027FL8)

This course offers an overview of the health insurance industry and the elements of traditional health insurance.  This course includes these ..

$35.00

 15 hr All Licenses CE - Overview of the Life Insurance Industry (INSCE028FL15)

15 hr All Licenses CE - Overview of the Life Insurance Industry (INSCE028FL15)

This course offers an overview of the life insurance industry and the elements of traditional life insurance.   Completely online fulfill y..

$39.00

 7 hr CE -Health Insurance Policies and Provisions (INSCE034FL7)

7 hr CE -Health Insurance Policies and Provisions (INSCE034FL7)

This course is designed as a continuing education course especially beneficial for 2-15 and 2-40 licensed agents, but may be taken by all agents and a..

$35.00

 2 hr All Licenses CE - COVID-19, Insurance, and Claims (INSCE038FL2)

2 hr All Licenses CE - COVID-19, Insurance, and Claims (INSCE038FL2)

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legislation and court decisions. Coverages affected inc..

$22.00

 2 hr Public Adjuster CE (3-20) - COVID-19, Insurance, and Claims (INSCE038FL2)

2 hr Public Adjuster CE (3-20) - COVID-19, Insurance, and Claims (INSCE038FL2)

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legislation and court decisions. Coverages affected includ..

$22.00

Tags: CE, Continuing Education, course, online, Health, Health Care, Healthcare, Florida